GoBank, the bank used by designers on this season’s Project Runway , is a bank account designed to be opened and used on your mobile phone. You can download the free app to your Android or iPhone, sign up, then do all of the normal banking activities you’re used to (and a few you’re not). You’ll never have to step foot into a bank branch again.
Check your balance without logging in, pay your cable bill or rent, send and receive money to and from friends and fam—you can do it all on the app. Want to pull out cash? No need to log in, just tap on the ATM Finder, and it will list all the free ATMs around you. There are over 42,000 scattered over the U.S. (Ahem, that’s about twice as many as Chase and Bank of America according to info from their websites.) Another bonus? No overdraft fees.
You can use your GoBank debit card to make purchases. Choose their standard card for free, or design your own for $9 with a photo from your phone, computer or Facebook. Right now, if you head into your campus’ Barnes and Noble bookstore before July 31, you can pick up a GoBank info packet, along with a promo code for a free photo debit card. Or, just use the code below. Check out all of their Simple Fees at GoBank.com/NoWorries.
GoBank offers a little extra flavor when it comes to money management. Members are free to choose what they want to pay for their monthly membership fee, anywhere from $0-$9. They’ll receive the same features, no matter what.
GoBankers can also build a budget to better understand their money situation, then ask the Fortune Teller if they can afford it. The Fortune Teller is an animated dog named Professor Dog, who exists in real life as the CEO’s favorite pet. You can view Professor Dog, affectionately nicknamed “PD”, on GoBank’s Instagram account.